Money, investing, mutuals etc
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kevinchess1
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by kevinchess1 » Tue Sep 24 2019 3:39pm
>
There hasn't even been a thousand draws yet
Halifax have a regular saver, pays more than those rates you listed
MSE have a report on PB there opinion is there not worth it
Politically incorrect since 69
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Sarah
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by Sarah » Tue Sep 24 2019 4:20pm
Halifax regular saver account isn't useful for entering their prize draw since you can't deposit £5K into it; to qualify you'll still need to supplement it with other accounts paying very low interest rates.
MSE opinion against Premium Bonds is somewhat based on the opportunity cost of not taking up a few better options (such as current accounts paying high interest rates), however if you've already used those options or wish to diversify then Premium Bonds become more interesting, especially for higher rate tax payers.
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rayf
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by rayf » Wed Oct 02 2019 8:45pm
kevinchess1 wrote: ↑Mon Sep 23 2019 10:12pm
rayf wrote: ↑Mon Sep 23 2019 8:16pm
Better to try the Premium Bonds - I havent done too badly on these. They pay out a certain percentage of the total pool as prizes. Not very high but there is always the chance of winning a million
More likely to win the National lottery
More likely (certain) to lose your stake
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blythburgh
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by blythburgh » Thu Oct 03 2019 8:49am
We bought our usual 2 £1 lotto scratchcards and won £7 this week. Not a usual week's result
Keep smiling because the light at the end of someone's tunnel may be you, Ron Cheneler
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expressman33
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by expressman33 » Tue Jan 14 2020 3:11pm
Santander are cutting the 123 interest rate from 1.5% to 1.0% on 5/5/20
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parchedpeas
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by parchedpeas » Tue Jan 14 2020 4:26pm
Drop to the 123 lite account, you pay £1 but you keep the cashback element which should still return a few pennies each month, especially if you can overpay your utilities such as gas and electricity.
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planteria
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by planteria » Tue Jan 14 2020 8:32pm
i'm not with Santander, but if i was i'd be on the way out..
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