been assured that i will qualify for the bonus this afternoon, as the transfer request is registered early enough. the incorrect information and wasted time: £20 credit received.
all in, assuming all goes to plan:
£60 (12 x £5) TSB
£705 is a useful slice
may just let the TSB S&S account go once it's stopped generating £5s during December. if so would be left with HSBC, Child, Nationwide and 3 x Lloyds accounts. and two of the latter would be ready to transfer elsewhere as & when, with DDs in place